The United States Department of Agriculture (USDA) offers a program known as the USDA Rural Development Guaranteed Housing Loan program, which provides loans to eligible borrowers for the purchase of a home in designated rural areas. These areas are determined based on population and other factors, and can be found on the USDA website. In addition to the geographic eligibility, borrowers must meet certain income requirements to qualify for the program. The income limits vary by location and household size, but typically range from 80% to 115% of the area median income. The USDA program offers several financing options, including 100% financing, which means that borrowers can purchase a home with no down payment. The program also allows for the financing of closing costs and other fees associated with purchasing a home. Another financing option available to residential home buyers is the Federal Housing Administration (FHA) loan program, which is designed to assist borrowers who may not qualify for a conventional mortgage. The FHA program offers competitive interest rates and requires a low down payment of just 3.5%. It’s important to note that eligibility for these programs can vary depending on a variety of factors, including location, income, and credit score. It’s always a good idea to speak with a qualified mortgage lender to learn more about your options and determine which program is right for you.
USDA
31
175 Walking Trail
Youngsville, NC 27596
$659,000
For Sale
4
Beds3
Baths2,339
square feet,
Gorgeous custom built Ranch home with Backyard Oasis In-ground Pool! With over a 1/2 acre situated on a peaceful Cul-de-sac, this... (more)
# 100399908
Homes By Carlton Realty, LLC
55
200 W Main Street
Woodland, NC 27897
$175,000
Pending with Showings
5
Beds2
Baths3,000
square feet,
This historic beauty sits on a corner lot and is looking for new owners. A spacious 5 bedroom home, she offers 2 full baths, din... (more)
# 100390923
Revelle Realty, LLC
24
2912 Nc 35 Highway
Woodland, NC 27897
$155,000
For Sale
3
Beds1
Baths1,236
square feet,
Offering $5000 seller paid closing cost assistance! Country living at its best in this charming updated home (remodeled in 2011/20... (more)
# 100428422
Welcome Home Realty Nc
54
217 William Vinson Road
Woodland, NC 27897
$279,500
For Sale
2
Beds3
Baths2,370
square feet,
Stick built home in country with privacy. 2370 sq ft of open livable living space. Offers large rooms and lots of windows. Brig... (more)
# 100438295
Carolina Land And Home Realty, LLC
1
Jones Street
Winterville, NC 28590
$28,000
For Sale
0.19
Acres.19 Acres of land nestled in Winterville.
# 100360726
Evans Properties
27
353 Copper Creek Drive 40
Winterville, NC 28590
$382,500
For Sale
4
Beds3
Baths2,604
square feet,
Come see this beautiful 4 bedroom, 3 bath home with a large bonus room in Copper Creek!! This open floor plan has a 1st floor ma... (more)
# 100404597
Adams Homes Realty Nc
32
331 Copper Creek Drive
Winterville, NC 28590
$314,950
For Sale
3
Beds2
Baths1,522
square feet,
Come tour this beautiful 3 bedroom, 2 bath, 2 car garage home in Copper Creek!! This home features a family room, formal dining... (more)
# 100408351
Adams Homes Realty Nc
37
388 Copper Creek Drive
Winterville, NC 28590
$321,700
For Sale
3
Beds2
Baths1,727
square feet,
Check out this beautiful 3 bedroom, 2 bath, 2 car garage in Copper Creek!! This open floor plan features a large family room are... (more)
# 100414069
Adams Homes Realty Nc
2
2976 Kinsey Loop, #A
Winterville, NC 28590
$189,900
For Sale
3
Beds2
Baths1,275
square feet,
INVESTORS! Lovely 3 bedroom/2 bath half duplex. Great location in Winterville less than a mile to highway 11 nestled in Carroll Cr... (more)
# 100422046
All Weather Realty LLC
37
408 Castleford Drive
Winterville, NC 28590
$439,000
For Sale
4
Beds3
Baths2,398
square feet,
Gorgeous well-maintained open floor plan. The Pamlico floor plan features an open living space. As you walk into the home you will... (more)
# 100426272
Bhhs Prime Properties